► Have you got everything covered?

Have you got everything covered?

First of all, Fresher or old timer, welcome to uni!

You’ve got your ‘to do’ list– 1) Unpack your boxes – tick, 2) Catch up with your flatmates – tick, 3) Find the SU bar – tick, but have you got your insurance yet?

Let’s face it, insurance is one of the duller things in life that you’d rather not spend your money on, but let’s look at the facts, according to the Home Office, 1 in 3 students is a victim of crime^[1]. And given how keen burglars are to target both halls of residence and student properties off campus, it’s important to make sure you’ve got cover to protect you should the worst happen.

So take a second to think about how much you own – you might not think it’s that much, but if you add up the cost of everything you have – laptop, iPod, TV, mobile, clothes, it’s probably far more than you think. Research by Endsleigh Insurance Services Ltd shows that the average student owns belongings of over £4,000^[2] - that’s a lot of money to find if you need to replace everything.

Insurance isn’t as expensive as you might think, you can get insurance with Endsleigh from just £16* a year – that’s less per month than a Costa coffee (and lasts much longer!) There are flexible online cover options too, so you can pick and mix your cover depending on what you need, it’s no wonder they’re recommended by NUS.

What’s important to remember is that as a student you need to get insurance that’s designed for you and your lifestyle. Some students are under the impression that they are covered under their parents insurance - this is not always the case and there are often many limitations to being insured this way. By taking out insurance designed especially for students, you know that you’ll be covered for things like walk in theft (theft when burglars haven’t forced doors or windows), which many non student policies don’t cover.

Getting insurance is easy, so click here to arrange your specialist student insurance with Endsleigh now.

Plus, Endsleigh already insures over 250,000 students through university accommodation providers. So make sure you go online now to see if you already have a core level of insurance. You can extend it to include additional valuables such as laptops, ipods or course fees.

Go online and get a quote now

^[1]Home Office Report ‘Crime In England and Wales 2007/2008’.
^[2]Endsleigh student possession survey 2008.
*Based on £3,000 worth of contents cover in halls of residence when purchased online.

Endsleigh Insurance Services Limited is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its website at www.fsa.gov.uk.
Endsleigh Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE